These terms and conditions outline the rules and regulations for the use of MURJIMPAY TECHNOLOGIES PVT LTD..
Below are the terms and conditions for use of any and all of MURJIMPAY TECHNOLOGIES PVT LTD. products and services.

Introduction

This agreement lists out various terms and conditions, which govern access to all products and services which are offered by MURJIMPAY TECHNOLOGIES PVT LTD. including but not limited to MURJIMPAY TECHNOLOGIES PVT LTD. and affiliate websites, payment services, digital marketing, value added services, and website creation and hosting. These terms and conditions contain key provisions regarding your access to MURJIMPAY TECHNOLOGIES PVT LTD. services. You must accept and agree to abide by the Terms and Conditions before using MURJIMPAY TECHNOLOGIES PVT LTD. Services. In case you do not agree to accept and abide by MURJIMPAY TECHNOLOGIES PVT LTD. Terms and Conditions, please do not access or use MURJIMPAY TECHNOLOGIES PVT LTD. services, this Website or any pages thereof and please do not avail of the Service offered by MURJIMPAY TECHNOLOGIES PVT LTD..These Terms and Conditions may be updated periodically without expressly informing users. The latest version will always be available at MURJIMPAY TECHNOLOGIES PVT LTD..

By accessing this website we assume you accept these terms and conditions. Do not continue to use MURJIMPAY TECHNOLOGIES PVT LTD. if you do not agree to take all of the terms and conditions stated on this page. and any other linked pages, products, software(s), API keys, features, content or application services.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: “Client”, “You” and “Your” refers to you, the person log on this website and compliant to the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to, prevailing law of Netherlands. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to the same.

Merchant/Partners refers to the person or entity with whom MURJIMPAY TECHNOLOGIES PVT LTD has valid agreement for participation in the Service offered on this Website by MURJIMPAY TECHNOLOGIES PVT LTD..

Customer refers to the person or entity who has made payment to the Merchant/Partners using MURJIMPAY TECHNOLOGIES PVT LTD. API Services.

Payment Account refers to any valid account of the Customer, including the bank accounts maintained with any bank or financial institution, from which the Customer has made payment to the Merchant/Partners, in consideration of goods and services purchased by the Customer.

Payment Instruction refers to instruction given by the Customer using the MURJIMPAY TECHNOLOGIES PVT LTD. Service for effecting payments to Merchant/Partners.

Business Day means Monday through Friday, excluding Banking holidays.

Due Date refers to the date by which the Merchant/Partners should receive the payment of the bill.

Payment Date refers to the date the Merchant/Partners actually receive the payment of the bill after due processing of the Payment Instruction set up by a Customer.

Pay On Date or Scheduled Date refers to the date for which the Customer has scheduled the Payment Instruction.

Applicable Law:

means any statute, law, regulation, ordinance, rule, judgment, notification, order, decree, by-law, permits, licences, approvals, consents, authorizations, government approvals, directives, guidelines, requirements or other government restrictions, or any similar form of decision of, or determination by, or any interpretation, policy or administration, having the force of law of any of the foregoing, by any regulatory authority, whether in effect as on the date of you agreeing to be bound by these Terms or at any time after;

Authority:

shall mean any judicial or quasi-judicial authority or any regulatory, statutory authority of any such territory where Services are being offered and shall include but not be limited to the Payment Partner, the Issuer, and any Facility Provider;

Business Day

shall mean Monday to Friday 10 am to 5 pm and shall not include such days on which the banking institutions in India are authorized or obligated under the Applicable Law to remain closed;

Card Payment Networks

means Payment Systems which are authorized by the RBI to be affiliated with banks, non-banking financial companies, or other RBI approved entities, for the issuance of inter alia credit cards, debit cards and prepaid cards;

Dispute

shall mean a dispute raised by a Customer pertaining to the Transaction;

Customer

shall mean the Person availing the products and services offered on the Merchant Dashboard by the Merchant;

Escrow Bank or Nodal Bank

means a bank that owns and operates the escrow account, or the nodal account set up by the Payment Partner;

Facility Provider:

includes banks, financial institutions, and technology service providers, including, Escrow Banks or Nodal Banks and Card Payment Networks, facilitating the Transaction or any part thereof;

TrolimPay Website: Refers to www.Trolimpay.com

TrolimPay R&D Services:

shall mean the services, including but not limited to the services of providing a Platform for you to be able to list your products online to empower a digital presence, easy collection of payments from Transactions, access to third party service providers in order to enable you to boost your sales and such other services as may be made available to the Merchants from time to time;

Issuer:

means (i) a bank or financial institution that offers and/or issues cards in partnership with Card Payment Networks, such as Visa, MasterCard or American Express; (ii) a bank that offers accounts; and (iii) an entity authorized under the Payment and Settlement Systems Act, 2007 to issue a Prepaid Payment Instrument;

Merchant:

means a Person who has registered on the Platform to avail the Services;

Merchant Dashboard:

shall mean the digital platform set up by the Merchant on the Platform to offer products or services and enable Customers to receive Orders;

Order:

shall mean a request placed by the Customer for availing any product and/or service offered by the Merchant (payment of which maybe online or offline);

Payment Aggregation Services:

shall mean the facility to accept various Payment Instruments from the Customers for completion of their payment obligations without the need for Merchants to create a separate payment integration system of their own;

Payment Instrument:

includes credit card, debit card, bank account, Prepaid Payment Instrument, Unified Payment Interface (UPI), Immediate Payment Service (IMPS) or any other methods of payments which shall be developed or added or deployed by Facility Providers or financial institutions from time to time;

Payment Partner:

shall mean MURJIMPAY TECHNOLOGIES PVT LTD.

Payment System:

has the meaning ascribed to the term in the Payment and Settlement Systems Act, 2007;

Person:

shall include an individual, an association, a corporation, a partnership, a joint venture, a trust, an unincorporated organization, a joint stock company, a bank, a non-banking financial company or other entity or organization, including a government or political subdivision, an agency or instrumentality thereof, and/or any other legal entity;

Platform:

shall mean the TrolimPay app and the TrolimPay Website collectively;

Prepaid Payment Instrument:

has the meaning ascribed to the term in the Master Directions on Prepaid Payment Instruments dated August 27, 2021, issued by the RBI and as amended from time to time;

RBI:

shall mean the Reserve Bank of India;

Services:

shall mean the Payment Aggregation Services and the In MURJIMPAY TECHNOLOGIES PVT LTD. R&D Services collectively;

Transaction:

means an Order whereby the Transaction Amount is paid by the Customer to the Merchant through a Payment Instrument; and

Transaction Amount:

means the amount paid by the Customer in connection with Transaction.

Privacy:

MURJIMPAY TECHNOLOGIES PVT LTD. takes privacy and confidentiality seriously. Visitors, registered users or merchants hereby grant authority to MURJIMPAY TECHNOLOGIES PVT LTD. to collect information in keeping with the terms and the principles of the Privacy Policy.

General Information

The clause headings in the Terms and Conditions are only for convenience and do not affect the meaning of any provision, in terms of interpreting or limiting the scope of these provisions.

· MURJIMPAY TECHNOLOGIES PVT LTD. may subcontract or employ agents to carry out any functions or services relating to the Website or any of its obligations under the Terms and Conditions.

· The content presented at the Website may vary depending upon your browser limitations.

· The Service would operate during timings specified by MURJIMPAY TECHNOLOGIES PVT LTD.. Any Payment Instruction received after the specified time on any day shall be deemed to have been received on the next Business Day.

· The conditions stated in these Terms and Conditions are in addition to the other terms and conditions stated elsewhere in the Website. In particular, and without prejudice to the above, these Terms and Conditions are in addition to the terms, conditions, procedures and agreements applicable in respect of each services which are stated at the appropriate places in respect of each service or in the agreements to be entered into between MURJIMPAY TECHNOLOGIES PVT LTD. and you / the concerned parties in respect of each Service.

LIMITATION OF LIABILITY

Notwithstanding anything to the contrary contained herein, neither TMURJIMPAY TECHNOLOGIES PVT LTD. R&D nor any of its affiliates or related parties shall have any liability to you or any third party for any indirect, incidental, special or consequential damages or any loss of revenue or profits arising under, directly or indirectly, or relating, in any manner whatsoever, to these Terms, including any action taken by any Authority or Payment Partner. To the maximum extent permitted by law, you agree to waive, release, discharge, and hold harmless MURJIMPAY TECHNOLOGIES PVT LTD. R&D, its affiliates, subsidiaries, parent company, and each of their directors, officers, employees, and agents, from any and all claims, losses, damages, liabilities, expenses and causes of action arising out of your use of the Platform or the Services.